What are the loan products offered?

We offer various loan products including Emergency Personal Loans, Short Term Loans (1-3 months), Medium Term Loans (4-6 months), Long Term Loans (7-12 months), and Pawn Loans. Each product has specific terms and interest rates.

What are the interest rates and fees?

Interest rates range from 48% to 54% depending on the loan type. Application fees are typically 1.5-2%, and admin fees range from 1.5-2%. Specific rates and fees vary by loan product.

What documents are required for loan application?

Required documents include valid ID, proof of income, proof of residence, and bank statements. Additional documents may be required depending on the loan type and amount requested.

How long does the application process take?

The application process varies by loan type. Emergency loans can be processed within hours, while other loans typically take 1-3 business days for approval and disbursement.

What are the repayment options?

We offer flexible repayment options including monthly installments. Payment can be made through bank transfer, mobile money, or direct debit. Early repayment is allowed without penalties.

What happens if I miss a payment?

Late payments may incur additional fees and affect your credit score. We encourage contacting us immediately if you anticipate payment difficulties to discuss possible solutions.